Eliminate your debt in nine

years or less without

spending any additional

money.

What is Debt Free Life® ?

Debt Free Life is an insurance solution that builds a cash value over time. As your cash value grows, you can eliminate all your debt incrementally and save the balance for retirement – without spending any additional money. With Debt Free Life, you can create a long-lasting legacy for your family by achieving financial freedom and

retiring with tax-favored income.

With Debt Free Life®, you can kick debt to

the curb and rewrite your story.


The Debt Free Life® Solution

Our proven method has helped thousands of families get on track to financial freedom while building a legacy with real retirement savings.

How to Get Started

Step 1

Schedule an appointment

with a Debt Free Life

consultant either in-person

or over a video

consultation.

Step 2

Your consultant will guide

you through a financial

worksheet, highlighting

areas of opportunity for

increased cash flow.

Step 3

Eliminate your debt with

the guidance of your

consultant using the

proven Debt Free Life

solution.

The Debt Free Life® Solution

Debt Free Life helps you eliminate specific debts incrementally.

Find out today what a Debt Free Life plan could do for you.


Debt Free Life® Testimonials

Luke + Jennifer

Before Debt Free Life, Luke

and Jennifer were in debt for

22.5 years. Now they will be

debt free in 7 years.

Alejandra

With Debt Free Life, Alejandra

will save over $100,000

in interest and become debt free

in 3.6 years.

The Dillworths

Thanks to Debt Free Life, the

Dillworths will eliminate their

debt in 6.5 years and save over

$108,000 in interest.

The Debt Free Life® Solution

Frequently Asked Questions

What are the advantages of Debt Free Life?

The top advantage of Debt Free Life is the financial freedom you get from being debt free. By paying off all of your debt in nine years or less, you will begin saving for the retirement you deserve. Through our unique offerings, you'll reduce the volume of interest you are paying to lenders, decrease taxes and retire with tax-favored income.

Can I afford Debt Free Life?

Yes! Debt Free Life allows you to accomplish your financial goals, eliminate debt, and save for retirement without spending any additional money than you are currently spending. The question is not can you afford this program, rather, can you afford to delay getting started?

When should I implement Debt Free Life?

As soon as you can! The earlier you begin your journey to financial freedom, the greater results you will see. A Symmetry Financial Group Debt Free Life consultant is ready to help you – let’s get started!

I am a business owner. Can I get my business out of debt with Debt Free Life?

Absolutely! Our consultants can apply Debt Free Life to your business and build cash value while eliminating debt and decreasing the amount of interest paid to lenders.

Have more questions?

We are happy to answer any questions you might have.

Get in touch with us.

Debt Free Life® Resources

DEBT FREE LIFE

Benefits of Being Debt Free

Beyond financial confidence, there are many benefits to living a debt free life.

DEBT FREE LIFE

Managing Debt During COVID-19

Get some tips for managing your budget + learn how Debt Free Life can help.

DEBT FREE LIFE

How Debt Free Life Works

Learn how the Debt Free Life plan can help you pay off debt + save for retirement.

Get out of debt and take control of your

financial future. Connect with a Debt Free Life® consultant today.

Core Values

Our eight core values are the

driving force behind everything we do.



Largest Life Insurance Guide

Read our comprehensive guide to answer any life insurance questions you have.

Interactive Timeline

View our interactive timeline to

see what insurance is right for you

CONTACT US

Jerry Choate

The Choate Agency

Birmingham, AL

Phone:

(205) 846-0611

Email: team@choateagencyinc.com

DEBT FREE LIFE

Learn more about Symmetry Financial Group’s Debt Free Life program, which

can help you get out of debt in nine

years or less without spending any additional money.



PRODUCTS

• Mortgage Protection

• Final Expense

• Term Life Insurance

• Universal Life Insurance

• Disability Insurance

• Critical Illness Insurance

• Retirement Protection

• SmartStart Insurance

WHY SYMMETRY?

Copyright © 2024 Symmetry Financial Group. All Rights Reserved. | Privacy | Site Map

“Quility” is a brand name used by the Quility family of companies. All insurance offers, solicitations, and recommendations made via this website are being made by Quility’s licensed affiliated insurance producers, Symmetry Financial Group, LLC (d/b/a Symmetry Insurance Services in California) and Jerry Choate. No offers, solicitations or recommendations are being made via this website in any state where one of those named Quility licensees does not have a license. Please see our License Page for a list of all of Symmetry Financial Group, LLC’s (d/b/a Symmetry Insurance Services in California) and Stephen J. Brenes’s license numbers in each state.

Copyright © 2024 Symmetry Financial Group. All Rights Reserved. | Privacy | Site Map

“Quility” is a brand name used by the Quility family of companies. All insurance offers, solicitations, and recommendations made via this website are being made by Quility’s licensed affiliated insurance producers, Symmetry Financial Group, LLC (d/b/a Symmetry Insurance Services in California) and Jerry Choate. No offers, solicitations or recommendations are being made via this website in License Page for a list of all of Symmetry Financial Group, LLC’s (d/b/a Symmetry Insurance Services in California) and Jerry Choate’s license numbers in each state.

No agent’s success, earnings, or production results should be viewed as typical, average, or expected. Not all agents achieve the same or similar results, and no particular results are guaranteed. Your level of success will be determined by several factors, including the amount of work you put in, your ability to successfully follow and implement our training and sales system and engage with our lead system, and the insurance needs of the customers in the geographic areas in which you choose to work.

  • custom_values.agent_bio=Mr. Choate has more than 30 years of experience in corporate finance and insurance as a business founder, investment banker, insurance agency owner and agent, and strategic advisor for various public and private companies, individuals, families, and small business owners. He serves as an Agency Owner at The Choate Agency, a national insurance agency specializing in specialized solutions for mortgage protection, retirement income solutions, and various other niches including Debt Free Life. He also served as founder of Think Capital Advisors, a privately held specialty, global advisory firm that combines growth strategy and corporate finance to drive shareholder value. During his tenure, Think Capital Advisors successfully assisted early-stage companies to profitability and participated in over $1 billion of corporate finance advisory. Mr. Choate also served as Managing Director at MidSouth Capital, a boutique investment banking firm. One of his clients at MidSouth eventually sold to GE Healthcare for $587 million. Jerry’s Partners have put in 10s of billions of protections for their clients, from mortgage protection, final expense, and other niches including Debt Free Life.

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